Financial Blog

June Market Commentary

Posted on: 6th June, 2017

As we wrote last year, ‘It is tempting to think that Brexit is the only game in town.’ Cross out ‘Brexit’ and replace it with ‘General Election’ and the sentiment holds good. But the rest of the world keeps turning – or in May, grinding to a halt as the WannaCry ransomware attack hit more than 250,000 computers in more than 100 countries, with our own NHS being particularly badly hit.

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Bill to the Bank of Mum and Dad could reach £6.5bn

Posted on 6th June, 2017

A recent report has suggested that the ‘Bank of Mum and Dad’ will be lending their children over 6.5 billion this year in order to help them onto the property ladder. The projected figure is around 1.5 billion higher than the 5 billion loaned by parents to their offspring in 2016...

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Proposed increase on probate fees scrapped

Posted on 6th June, 2017

Following the announcement of the snap general election to take place on 8th June, the government has decided to scrap its plans to increase the legal fees due after a person has died.

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May Market Commentary

Posted on 16th May, 2017

It’s difficult to know where to begin this month. In France? Where Emmanuel Macron, the centrist candidate, successfully defeated the far right’s Marine le Pen to become the youngest ever French president, at just 39. In the UK? Where, having declared several times that she saw no need for a General Election, Theresa May summoned everyone to the polls on 8th June.

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How will your spending habits change in retirement?

Posted on 16th May, 2017

It will come as a surprise to nobody that retirement is one of the biggest lifestyle changes you’ll ever experience. But as your priorities shift and the free time available to you increases, what you might not be as aware of is the way in which your spending habits are likely to alter too.

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The new Lifetime ISA is here: the pros and cons

Posted on 16th May, 2017

The Lifetime Individual Savings Account, also known as the Lifetime ISA or simply “LISA”, is the brainchild of former Chancellor George Osborne and has finally arrived at the beginning of April for those wanting to get their hands on one.

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Theresa May calls surprise early election

Posted on 18th April, 2017

During a surprise announcement outside Downing Street on the morning of 18th April, Theresa May set the date of the next UK general election as the 8th June 2017, almost three full years before the previously expected date of May 2020.

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April Market Commentary

Posted on 6th April, 2017

It’s tempting to think that Brexit is the only story worth reporting: in fact, there was plenty happening in March, from elections in Holland to a rate rise in the US, new growth targets for China and – also in the Chinese capital – a park which spectacularly failed to live up to its name…

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What financial wellbeing means for your health

Posted on 6th April, 2017

The latest Financial Wellness Index has revealed that people with very little savings and those who are struggling to pay their bills are also those who are suffering from poor health.

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Which is best? Save or invest?

Posted on 6th April, 2017

Whilst you might expect an increase in the cash and investment ISA limit to be welcomed, at least one dissenting voice has come from Steve Webb, former Pensions Minister and current policy director at Royal London.

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