Many of us put off writing a will. It feels like something we’ll get around to “next month” – or “when life’s less busy.” But October’s Free Wills Month is the perfect chance to stop delaying and finally tick it off the list.

It’s free, straightforward, and could save your family unnecessary stress in the future.

What Is Free Wills Month?

Each October, people in the UK aged 55 and over can write or update a simple will for free with a participating solicitor.

There are no hidden costs and no obligation to leave money to charity – though many do choose to. The scheme is backed by national charities, who rely on legacy gifts to fund much of their vital work.

Why Having a Will Matters

Not having a will can create serious complications:

• The wrong people may inherit.
• Unmarried partners and stepchildren are left out entirely.
• Family disputes are more likely.
• Probate takes longer and costs more.
• HMRC could receive more than necessary if inheritance tax hasn’t been planned for.

A valid will ensures your wishes are followed, your loved ones are protected, and your estate is passed on as you intend.

Do You Have to Leave Money to Charity?

No – it’s completely your choice. But many people use Free Wills Month as a chance to leave a small legacy gift alongside providing for family. Even a modest percentage of your estate can make a big difference to charities.

Why Planning Alongside Your Will Helps

A will is essential, but it’s only one part of the bigger picture. Speaking to a financial planner can help you:

• Reduce inheritance tax.
• Protect money for care fees or vulnerable family members.
• Align pensions, trusts, and life insurance with your wishes.
• Balance charitable giving with family support.

How to Take Part

From 1 October, visit the Free Wills Month website, enter your postcode, and see which local solicitors are taking part. Appointments are limited, so it’s best not to wait.

Final Word

If you’ve been meaning to sort your will, October is the time. It’s free, it’s simple, and it gives peace of mind that your wishes will be respected. Pair it with financial planning, and you’ll be protecting your family – and possibly supporting causes you care about – in the best way possible.

✅ Next step: If you’d like to discuss how a will fits into your wider financial plan, speak with Questa. We can help make sure your estate is structured clearly and tax-efficiently.