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Recent Articles

July Market Commentary

Looking back to the start of last month, June began optimistically as the Space X astronauts reached the International Space Station and ended on an even more upbeat note as…

Focus on the escalator not the yo-yo

We came across this exchange on Twitter recently: “The stock market is like someone playing with a yo-yo whilst riding the up escalator. The secret is to focus on the…

What happens to your mortgage if there are negative interest rates?

With the Bank of England’s base rate being at an historic low of 0.1%, there is talk that we will soon see negative interest rates. In the past, Andrew Bailey,…

The Chancellor’s Summer Statement 2020

Introduction On 11th March this year – less than four months ago – the new Chancellor of the Exchequer, Rishi Sunak, presented his first Budget following the Conservative victory in…

June Market Commentary

Introduction  For the second month in a row, we went back to the previous month’s Commentary before we wrote a word. How did we leave April in this rapidly changing…

Why even financial planners need financial planners

You may find it surprising to learn that even financial planners use financial planners. Surely, they know it all already, don’t they? Don’t they just follow their own advice? Let’s…